Green & Climate Finance for MSMEs
Finance energy efficiency, rooftop solar, clean mobility, and waste management with concessional schemes and risk‑sharing support
Quick Stats
About Green Finance
Green finance enables MSMEs to invest in energy efficiency retrofits, rooftop solar, process heat electrification, EV fleets/charging, and waste‑to‑value projects via concessional term loans and risk‑sharing facilities anchored by SIDBI and partner banks/NBFCs. Dedicated schemes support capex with ESG‑aligned appraisal and reporting. [2][1]
Key pathways include SIDBI’s Green Finance Scheme (GFS), the End‑to‑End Energy Efficiency (4E) scheme, and the Partial Risk Sharing Facility (PRSF) that provides partial credit guarantees to PFIs for ESCO performance‑contracting projects—de‑risking lender exposure and unlocking capex. [2][10]
National programmes complement financing: solar manufacturing PLI, EV ecosystem policies, and evolving budget thrusts for solar rooftops and green hydrogen catalyse demand and supply chains, improving project bankability for MSMEs. [6][11][9]
Rooftop Solar & RE
Finance behind‑the‑meter solar PV and other renewables for captive use, cutting energy opex and emissions.
Energy Efficiency
4E loans and ESCO‑led retrofits (motors, HVAC, compressors, process heat) with M&V and performance‑linked repayments.
E‑Mobility
EV fleets, charging infra, and associated assets financed under green lines with OEM/ESCO/vendor tie‑ups.
Waste & Circularity
Waste processing, water reuse, biomass, and recycling projects aligned to local circular economy needs.
Success Stories
"4E‑backed EE retrofit cut power cost by 18% with M&V‑verified savings, improving payback and margins."
Prakash Plastics
Injection Moulding
Funded: ₹1.1 Crore
"Green loan financed EV fleet and chargers; opex fell 30% vs ICE, aiding large‑buyer ESG compliance."
SunRide Logistics
Urban Mobility
Funded: ₹3.8 Crore
"Rooftop solar PPA buyout converted to owned asset; green covenants streamlined ESG reporting with customers."
EcoPack Papers
Paper & Packaging
Funded: ₹2.4 Crore
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