Udyam
MSME Certificate — Udyam Registration
The free, Aadhaar-based registration that makes your business officially an MSME — and the gateway to collateral-free credit, reserved procurement, subsidies and the 45-day payment protection.
- No government fee
- Same-day certificate
- Lifetime validity
- Gateway to CGTMSE & subsidies
- Government fee
- Nil
- Timeline
- Same day
- Validity
- Lifetime
- Based on
- Aadhaar + PAN
- Portal
- udyamregistration.gov.in
What Is Udyam Registration?
Udyam Registration is the official MSME registration under the Ministry of Micro, Small and Medium Enterprises. It replaced the old Udyog Aadhaar system and is now fully Aadhaar-based, linked to your PAN and GST, with investment and turnover figures pulled automatically from income tax and GST records rather than self-declared. It is free, it is issued the same day, and it never expires.
It is also the single most under-used document in Indian small business. Almost every MSME benefit is gated behind it: collateral-free credit under CGTMSE, the Public Procurement Policy that reserves a share of government buying for micro and small enterprises, priority sector lending classification, capital subsidies, ZED and NSIC registration, and MSME Samadhaan — the mechanism that lets you recover payments from buyers who hold your money beyond 45 days, with compound interest.
Classification changed with effect from 1 April 2025, with the investment and turnover ceilings raised substantially. A micro enterprise is now one with investment up to ₹2.5 crore and turnover up to ₹10 crore; small up to ₹25 crore and ₹100 crore; medium up to ₹125 crore and ₹500 crore. Many businesses that had graduated out of the micro or small category under the old limits fall back into it under the new ones — which restores access to benefits they assumed they had lost.
MSME Classification
Your category is decided by whichever criterion — investment or turnover — places you higher. Limits below reflect the revised thresholds effective 1 April 2025.
Micro Enterprise
≤ ₹2.5Cr / ₹10CrInvestment in plant, machinery or equipment up to ₹2.5 crore and annual turnover up to ₹10 crore.
- Highest subsidy slabs
- Priority in procurement
- Lowest CGTMSE guarantee fee
Small Enterprise
≤ ₹25Cr / ₹100CrInvestment up to ₹25 crore and annual turnover up to ₹100 crore.
- Full MSE procurement benefits
- CGTMSE cover available
- Most state subsidies apply
Medium Enterprise
≤ ₹125Cr / ₹500CrInvestment up to ₹125 crore and annual turnover up to ₹500 crore.
- MSME Samadhaan protection
- Several central schemes apply
- Excluded from MSE-only reservations
Udyam Assist Platform
Informal unitsA route for informal micro enterprises without GST registration to be brought into the formal MSME fold and access priority sector lending.
- For units outside the GST net
- Enables formal credit access
- Onboarded through registered agencies
Benefits
What you actually gain from Udyam Registration.
Collateral-free credit
Udyam is a precondition for CGTMSE-backed lending, which lets banks sanction credit up to ₹5 crore without third-party collateral.
Payment within 45 days, enforceable
Under the MSMED Act, buyers must pay a registered MSE within 45 days. MSME Samadhaan lets you file against defaulters and claim compound interest at three times the RBI bank rate.
A reserved share of government buying
Central ministries, departments and PSUs must procure a defined share of their annual purchases from micro and small enterprises, with sub-reservations for SC/ST and women-owned units.
The key to subsidies and other registrations
Capital subsidies, ZED certification, NSIC registration and most state industrial policy benefits all require a valid Udyam number.
Eligibility
Check where you stand before applying — we confirm all of this on the first call anyway.
Who can register
- Any enterprise engaged in manufacturing or providing services — proprietorship, partnership, LLP, private limited, company, co-operative society, trust or Hindu Undivided Family.
- Investment and turnover must be within the limits for micro, small or medium classification.
- One Udyam Registration per enterprise. All activities, including manufacturing and services, are specified together under a single registration.
- Pure trading activities are excluded from most benefits, though retail and wholesale trade were subsequently allowed to register for priority sector lending purposes.
What you need before applying
- Aadhaar number of the proprietor, managing partner or authorised signatory — linked to a working mobile number for OTP.
- PAN of the enterprise (or of the proprietor, in a proprietorship).
- GSTIN, where the enterprise is required to be registered under GST.
- Bank account details of the enterprise.
- NIC codes for your actual business activities, which we identify for you.
How We Help You Get Udyam Registration
What we handle for you, and the order we do it in.
NIC code selection
Picking the codes that correctly describe your activity — wrong codes quietly disqualify you from subsidies and tender categories later.
Registration filing
Complete filing on the Udyam portal with Aadhaar OTP verification, PAN and GST validation.
Correct category flagging
Women-owned, SC/ST-owned and social category details entered properly, since the reserved procurement quotas depend entirely on this.
Certificate with QR code
The Udyam Registration Certificate with your permanent Udyam number, delivered along with your portal login details.
Updates and corrections
Amendment of existing registrations — address, activity, ownership or category changes, and migration from old Udyog Aadhaar numbers.
What to claim next
A short roadmap of the benefits your specific classification now unlocks, and the order to pursue them in.
- 1
Details collection
Same dayAadhaar, PAN, GST, bank and business activity details collected and verified for consistency.
- 2
NIC code mapping
Same dayWe map your actual activities to the right NIC codes, including secondary activities that matter for tenders and subsidies.
- 3
Portal filing & OTP
Same dayApplication filed with Aadhaar OTP authentication and automatic PAN and GST validation.
- 4
Certificate issue
Same dayUdyam Registration Certificate generated with a permanent Udyam Registration Number and QR code.
- 5
Benefit activation
1 – 2 daysWe flag which schemes, tenders and credit facilities you can now access, and what to register for next.
Why Choose SetuBridge
What working with us is actually like.
We tell you when the answer is no
If you are not eligible, or the timing is wrong, or your credit record needs fixing first, we say so on the first call — before you have paid us anything.
One team, start to finish
The same people who assess your case prepare the file and follow it up. You are not handed to a different desk after the sale, and you never re-explain your business.
700+ businesses across 28 states
We have run this process across 28 states and most sectors, so we know which departments, portals and branches move quickly and which need chasing.
Fees agreed in writing, upfront
You know the cost before work starts. We never ask you to pay anything to a government official or bank employee, and no legitimate consultant will.
Follow-up is the actual work
Most applications do not fail at filing — they stall at an unanswered query or a missed deadline. Chasing those to closure is the bulk of what we do for you.
You keep every document
Certificates, acknowledgements, login credentials and filed copies are handed over to you. Nothing is held back to keep you dependent on us.
Frequently Asked Questions
- Yes, completely. The government charges nothing. Be careful of websites that impersonate the official portal and charge a fee for what is a free service — the only official portal is udyamregistration.gov.in.
- No. Udyam Registration has lifetime validity and there is no renewal. Your classification, however, is updated automatically each year based on the investment and turnover data in your ITR and GST returns.
- If your enterprise is not required to be registered under GST law, you can register on Udyam without a GSTIN. If GST registration is mandatory for you, the Udyam registration will require it. Informal micro units outside the GST net can be onboarded through the Udyam Assist Platform.
- With effect from 1 April 2025 the ceilings were raised: micro — investment up to ₹2.5 crore and turnover up to ₹10 crore; small — ₹25 crore and ₹100 crore; medium — ₹125 crore and ₹500 crore. Classification is by whichever criterion places the enterprise higher.
- A portal where a registered micro or small enterprise can file a claim against a buyer who has not paid within 45 days of accepting goods or services. The MSMED Act provides for compound interest at three times the RBI notified bank rate on the delayed amount, and cases go to the Micro and Small Enterprise Facilitation Council.
- No. Udyog Aadhaar Memorandum numbers ceased to be valid and you need to register afresh on the Udyam portal. If you have been relying on an old UAM for tenders or credit, migrate now — we handle the transition.
- Retail and wholesale trade enterprises can register on Udyam, primarily for the purpose of priority sector lending classification. However, most capital subsidy schemes exclude trading activities, so registration does not automatically bring every MSME benefit.
Government fees, scheme limits and eligibility norms are revised from time to time. Figures on this page are indicative — our team confirms the rules in force on the day of filing before you commit to anything.
Related Services
Government Funding Schemes for MSMEs
Access central and state schemes with subsidy and collateral-free options.
View detailsNSIC Registration — Single Point Registration Scheme
Free tender sets, EMD exemption and reserved government buying.
View detailsMSME Sustainable (ZED) Certification
Bronze, Silver and Gold ZED levels with heavy government subsidy.
View details
Get your Udyam MSME certificate today
Talk to a SetuBridge advisor. We'll tell you honestly whether this is the right fit for your business — no charge for the first conversation.